Is Fractional Reserve Banking Fraudulent?

Is Fractional Reserve Banking Fraudulent?
The Populist Party is a political party that advocates individual liberty as the primary goal of government. Limited, Decentralized government is far more conducive to peace and

Fractional-reserve banking - encyclopedia article - Citizendium
We are creating the world's most trusted encyclopedia and knowledge base. Once you join us and log in, you'll be able to edit this page instantly!

[e-gold-list] Re: Fractional Reserve Banking
What you say is true (altho it would violate the terms of governance of the e-gold system) but it is beside the point of what I understood to be the original topic.

FRB: Monetary Policy, Reserve Requirements
Required reserves must be held in the form of vault cash and, if vault cash is insufficient, also in the form of a deposit maintained with a Federal Reserve Bank.

Banking and Morality: 100% Reserve versus “Fractional” Reserves
In written pieces (see here, here, and here, for examples) and in videos, I have advocated a 100% reserve requirement for banks. I am hardly original in doing so.